Why Speak with a MN Capital Loan Officer? 

Our mortgage professionals are fully licensed with both the BRE and the NMLS. This assures you that our people are fully licensed and have met both the state and federal licensing requirements.  Speaking with qualified mortgage people is an important step to getting the right mortgage loan.  

MN Capital has a strict "Anti-Steering Policy" so you can be assured that the loan option suggested to you will fit your needs.

Our loan officers will take the time to explain the mortgage process from application to funding and remain your point of contact during the entire loan process.   

Fixed Rate Loans

The comfort of consistent mortgage payments offers you financial stability 

Fixed rate loans are available in multiple loan terms.  30 year fixed terms are the most common when purchasing a new home due to the security it provides, the piece of mind of consistent monthly payments.  If you are planning to live in your home for more than 5 years a fixed rate mortgage may be your best option. The most popular program is the 30 year fixed but the 20, 15 & 10 year term programs are also popular.   

Apply Online
​Apply online with our secure online application system. You will receive email updates as your loan progresses from application to funding.

Fixed Rate Loan Options Comparison

T​he higher the years for a fixed rate loan, the lower the monthly payment. Alternatively, the lower the number of years for a fixed rate loan, the greater the interest savings over the life of the loan.

Call Us for a Quote
​Talk to a licensed mortgage banker who can answer all your questions, quote rates and find the best loan for you.