Why Choose a FHA Loan

Why Speak with a MN Capital Loan Officer? 

Our mortgage professionals are fully licensed with both the BRE and the NMLS. This assures you that our people are fully licensed and have met both the state and federal licensing requirements.  Speaking with qualified mortgage people is an important step to getting the right mortgage loan.  

MN Capital has a strict "Anti-Steering Policy" so you can be assured that the loan option suggested to you will fit your needs.

Our loan officers will take the time to explain the mortgage process from application to funding and remain your point of contact during the entire loan process.   

  • Reduced Down Payments

  • Ability to Streamline if rates improve

  • Reduced Income Requirements

  • Down Payment can be 100% Gift Funds
Apply Online
​Apply online with our secure online application system. You will receive email updates as your loan progresses from application to funding.

Call Us for a Quote
​ Talk to a licensed mortgage banker who can answer all your questions, quote rates and find the best loan for you.


FHA Mortgage

FHA Loan are easier to qualify for with reduce income and credit scores 

FHA Loans are government insured alternatives to conventional financing.  FHA loans are insured by the Federal Housing Administration (FHA) and were originally offered for first time buyers with imperfect credit.  Today FHA loans are available to a wider audience for purchase and refinance loans.  

FHA insured mortgage's offer relaxed guidelines when compared to a conventional loan.  They do include upfront mortgage insurance premium (MIP) as well as monthly mortgage insurance.  FHA loans do enable many homeowners who do not qualify for conventional financing to purchase or refinance a home.