Our mission is to serve our customers with honesty, integrity and competence.  Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.  Yes you will read those words on nearly every home mortgage lenders website but we truly go the extra mile for all of our clients.  We understand that life simply gets in the way at times and a borrowers credit score might not tell the entire story about a borrower when it comes to the credit worthiness, character or capacity.  We offer both the latest technology and old school, manual underwriting, approach to obtaining a home mortgage from the application process to final loan approval.  We are committed to helping every borrower obtain the dream of home ownership.